How long will it take me to complete Smart Choices?

The program is very flexible. Once you sign up, you have a full year to view the Smart Choices program material and take the test. It takes approximately two to four hours to go through the material, but it could take you more or less time depending on how fast you read and on your familiarity with the material.

Once you begin the test, you have 90 minutes to complete it. The test is 45 multiple choice questions and you must get 80% correct to pass. If you do not pass the test, you must pay $20 to re-take the test, and you have unlimited tries to pass at this point.